Category: Retire

Making Real Change — Part 1 with Marissa Davitt (Ep. 13)

Making Real Change — Part 1 with Marissa Davitt (Ep. 13)

Do you create new year’s resolutions? How many of you actually fulfill them?

While 80 to 90% of all new year’s resolutions are forgotten early in the year, you’re still on time to turn those resolutions into real changes.

In this episode, Marissa Davitt, Life & Health Coach, joins Erica Cummings to talk about the steps you need to reset your life to create and maintain your goals and habits. From unpacking the truth about internal and external motivation, Marissa shares her expertise on how to make step-by-step transformations to feel engaged, inspired, and fulfilled.

Marissa discusses:

  • The ‘compound effect’ and how it can help you feel unstuck
  • The three levels of change: behaviors, belief, and identity
  • Tips to step out of the ‘fear of the unknown’
  • What you should know about building and maintaining your identity 
  • The role of our attitude and mindset when it comes to habits and levels of awareness 
  • And more!

Resources:

Connect with Marissa Davitt:

Connect with Erica Cummings:

About Our Guest:

Marissa Davitt is a certified Life & Health Coach and Mental Health Counselor. Her goal is to help smart individuals create clarity and success and feel amazing again in their habits, health, and relationships. Marissa works with her clients in a very holistic way, where they make shifts that transform them inside and out.

Support Through Leadership with Shareen Luze (Ep. 12)

Support Through Leadership with Shareen Luze (Ep. 12)

As employees’ lifestyles have shifted during the pandemic, now more than ever, having it ‘all together’ is not always a realistic expectation. 

So, how have female leadership roles evolved? How crucial has employee well-being become?

As women leaders, we can sometimes underestimate the power of authenticity in our role and how much of a unique position we have to support other women as they balance their roles as caregivers and professionals.

In this episode, Erica Cummings speaks with Shareen Luze, head of culture and field experience at RBC Wealth Management. Shareen unpacks the ins and outs of her career path in the financial and HR world while detailing how her journey led her to realize the power of support authenticity as a women leader.

 Shareen discusses:

  • The value of empathy for other women in the workplace
  • Ways her role portrays and represents employee advocacy
  • The pandemic and ways it changed the way she approaches employee well-being 
  • How her role sponsors women to find their voice in their careers
  • Her own journey with discovering her voice to empower and mentor other women
  • And more!

Resources:

Connect with Shareen Luze:

Connect with Erica Cummings:

About Our Guest:

Shareen Luze is head of culture and field experience for RBC Wealth Management–U.S. She saw equality and equity at the core of her upbringing—and applies her values to the work she does today. Shareen is dedicated to fostering a workplace that helps all employees reach their full potential.

In her role, Shareen develops and executes strategic human resources strategies and initiatives for the firm. She has built a career around providing compassionate advice and counsel to employees, managers, and leaders. She’s also established workplace policies that comply with legal and regulatory requirements and support RBC’s values.

She earned a bachelor’s degree with honors from the University of Michigan and graduated cum laude from Hamline University School of Law. Shareen currently serves on the Board of Directors for the Tubman Center, which promotes safe and healthy individuals and families through education and support services.

When she’s not in the office, Shareen enjoys spending time with her husband and two children.

What You Should Know About Preparing for Change — Part 2 (Ep.11)

What You Should Know About Preparing for Change — Part 2 (Ep.11)

When faced with unexpected life changes that lead to greater independence, many women feel lost.

Whether it be the loss of a spouse, a divorce, retirement, or becoming financially independent,  the truth is that women face this crossroad much more frequently than men. 

In the second part of this two-part miniseries, Erica Cummings details ways to prepare for change and what to do when hit with transition fatigue. She sheds light on how sudden changes can uproot life and the reasons you should lean on your loved ones during the process.

Erica discusses:

  • The importance of knowing what you own and being aware of your financial picture, even when it’s split between spouses
  • Financial consequences of a spouse’s death 
  • Reasons you should know your partner’s financial situation 
  • Strategies to overcome the feelings attached to divorce
  • And more!

Resources:

Connect with Erica Cummings:

What You Should Know About the Stages of Transition — Part 1 (Ep.10)

What You Should Know About the Stages of Transition — Part 1 (Ep.10)

In life, changes and transitions are inevitable. 

But change can interfere with our daily lives: From forcing us to adapt to new routines, new relationships, and new surroundings to compromising our emotional, physical, and financial health.

In the first part of her two-part series, Erica Cummings highlights four common stages we all face when going through life changes and transitions. She sheds light on each stage and reveals ways resilience can help us adapt during these pivotal moments.

Erica discusses:

  • What you can do to minimize the bad and amplify the good during periods of transition
  • How to maintain your mental health and feel like yourself during pivotal life changes
  • The importance of looking toward your end goal
  • Strategies to feel empowered when life feels like it’s taking over 
  • And so much more!

Connect with Erica Cummings:

 

What You Should Know About Money Mindset — Part 2 (Ep.9)

What You Should Know About Money Mindset — Part 2 (Ep.9)

Re-evaluating and questioning your beliefs about money is an important part of everyone’s financial life.

Sometimes, the foundational beliefs you have about money can actually be the reason you are not discovering financial freedom.

Join Erica Cummings in the launch of the second part of her “Money Mindset” miniseries, in which she continues to highlight the importance of understanding your personal money mindset and how it can affect your ability to achieve financial success!

Erica discusses:

  • Your beliefs about money and how they can hold you back from financial freedom
  • How to identify your limiting beliefs and re-shape your thinking
  • The importance of being independent with your money — and holding yourself accountable for your spending
  • Strategies to combat your financial weaknesses 
  • And so much more!

Connect with Erica Cummings:

 

What You Should Know About Money Mindset — Part 1 (Ep.8)

What You Should Know About Money Mindset — Part 1 (Ep.8)

A healthy money mindset is a baseline for a healthy and rich life.

However, creating this foundation is often tricky.

In the first part of this miniseries, Erica Cummings explores the emotions and feelings around money. Erica reveals easy things you can do to develop a strong sense of financial freedom while creating a healthy relationship between you and your finances. 

Erica discusses:

  • How money works in your life 
  • How an abundance mindset can work for you in achieving your financial goals
  • The difference between an abundance and scarcity mindset
  • How to draw a line between wealth and important aspects of your life 
  • And more!

Connect with Erica Cummings:

 

 

7. The Stress Involved in Real Estate With Michelle Corsi

7. The Stress Involved in Real Estate With Michelle Corsi

Buying or selling a home can be one of the biggest times of stress in your life. During times like these, it can be immensely helpful to have a professional by your side.

In this episode, real estate expert Michelle Corsi joins Erica Cummings. Together, they highlight the stresses of buying or selling a home and share how you could mitigate some of that stress. Michelle also shares some stories she has experienced in the industry to outline the importance of working with a professional.

Michelle discusses:

  • Advice for women: The emotional aspect of buying and selling a home
  • Expectations versus reality in the real estate market
  • The current housing market and trends that are becoming more popular
  • How working with a professional will help you reach your goals
  • And more!

Connect with Erica Cummings:

About our Guest:

Michelle Corsi has been a FULL-TIME Realtor for 14 years with Howard Hanna. With close to 500 career houses sold and $11 Million+ Production in 2020, she brings knowledge and experience as a Team Leader and Partner to the Steve Wrobbel Team.

6. Master Your Mindset with Meg Burton Tudman

6. Master Your Mindset with Meg Burton Tudman

Learning to address your emotional strength and master your mindset can help you create the life you envision.

In this episode, Erica Cummings sits down with Meg Burton Tudman to reveal the different strategies women can implement to be their authentic selves and enjoy the life they’ve created. Erica and Meg speak to the importance of women creating positive mindsets and starting every morning positively, and share ways you can get started today.

Meg discusses:

  • The importance of finding the story of you and your values
  • How to find what self-care means to you and how to fit it into your schedule
  • Things you can do on a daily basis to start the day off positively
  • Reframing your mindset
  • And more!

Connect With Erica Cummings:

About Our Guest:

Meg Burton Tudman offers holistic life coaching for high-achieving women to align their mind, body, and soul. Meg specializes in supporting high-achieving women who feel stressed and exhausted (yet are still striving for more!) master their mindset for a complete inner and outer transformation that empowers them to live authentically and enjoy the life they’ve created for themselves.

5. How to Regain Your Financial Strength After COVID-19

5. How to Regain Your Financial Strength After COVID-19

The past year and a half has had a tremendous impact on us financially and emotionally. As we come out of this pandemic, it is vital that we follow some best practices to recover our strength in these areas. 

In this episode, Erica Cummings reveals a financial- and mindset-based process that you can incorporate into your routine as you venture into your post-pandemic life. She touches on best practices to follow and shares common mistakes you’ll want to avoid. 

Erica discusses:

  • How people’s finances have likely changed as a result of COVID-19
  • Four basic financial principles you stick to
  • Common personal finance mistakes to avoid
  • Why remaining true to your financial situation is important
  • Reasons to ignore “background noise” from the media
  • And more

Resources:

Connect With Erica Cummings:

Episode 4 – How to Find the Right Financial Advisor for You

Episode 4 – How to Find the Right Financial Advisor for You

When seeking out a financial advisor, you want to find someone you can trust and who will be able to help you work towards your unique financial goals.

In this episode, join Erica as she reveals how you can find the right advisor for you. Erica reviews key questions you should be prepared to ask any potential advisor and explains why each is critical for finding someone that will help you reach financial wellness.

In this episode, we discuss:

  • How to find an advisor who is well-suited to your needs 
  • About the different financial designations and how they might support your goals  
  • Ways financial advisors are compensated 
  • The importance of having your values align with the values of your advisor 
  • And more!

Tune in now to equip yourself with information that will help you the best financial advisor for you! 

Resources: Harmony Financial WellnessHarmony Financial Wellness Facebook | Connect with Erica on LinkedIn | erica.cummings@rbc.com